Joyce-S Solutions LLC

TSYS® helps businesses of every size with payment processing products and services to meet every credit card processing need. Our comprehensive offerings serve all — from a startup business requiring secure payment solutions to an e-commerce retailer looking to streamline the checkout process on its website or a B2B client looking for detailed customized reporting. We also offer in-store or on-the-go payment processing with our mobile solutions.

Point-of-sale retail credit card processing has evolved well beyond the once-standard countertop terminal. Merchants and service providers can now process payment card transactions from virtually any phone available to them.

TSYS® offers DIALPAY®, a telephone processing solution that utilizes any touchtone phone to process payments quickly and easily.

DIALPAY
DIALPAY telephone credit card processing turns any touchtone phone — including mobile phones — into a credit card processor that can handle all Visa®, Mastercard®, American Express® and Discover® cards. It’s quick and easy to use, doesn’t require the purchase of additional equipment or software, and there are no additional fees to pay.

Telephone processing with DIALPAY is a very cost-effective solution for low-volume businesses, on-the-go merchants who operate outside the four walls and businesses that want to keep equipment to a minimum. Since it’s accessible 24/7, your business never has any down time when it comes to accepting payment cards.

Initiating a DIALPAY transaction is as simple as calling a specified toll-free number from your touchtone phone and following a few simple prompts to enter the customer’s credit card number, expiration date and sale amount using the keypad on your phone.

The transaction is processed immediately, and a transaction approval or denial is issued. To issue a receipt, use an inexpensive portable credit card imprinter to create a two-part carbon receipt — one copy for the customer and the other for you.

DIALPAY also supports a host of other necessary functions, including credit card refunds, authorization-only transactions and void transactions. To make recordkeeping easy, TSYS will send you a monthly statement with the details of your DIALPAY credit card processing activity.

If accepting credit cards anytime and anywhere is important to your business, consider mobile credit card processing  and accept payments on a smartphone or tablet.

Mobile payment acceptance solutions from TSYS® use a card reader and app-equipped mobile device to give merchants the flexibility to accept payments on-the-go.

Benefits of Mobile Credit Card Processing

Integration
Mobile payment processing can be easily integrated with other point-of-sale systems.

Save Time

Handle multiple elements of mobile payments — including cash sales, tax and tip functions and email customer receipts — from your smartphone or tablet.

Security & Fraud Prevention
Secure credit card acceptance via data encryption for all swiped transactions.

24/7 Support
Customer service and technical support around the clock from our dedicated team.

Online Reporting
Access account and business data online 24/7 via your mobile device or PC.

Accepting credit cards is a major step for any business — let TSYS® guide you through the process with expertise, providing products, services and solutions customized for your business.

Start with a Merchant Account
A merchant account is your passport to accept card payments for your business, whether online, over the phone or in a face-to-face situation. The purpose of a merchant account is to enable you to accept credit card payments.

The first step in setting up a merchant account is to choose a reputable processor like TSYS. Our commitment to outstanding customer service, our desire to build meaningful relationships and our view that merchant service is more than just an agreement — that’s why hundreds of thousands of businesses trust us to provide the payment processing options, support and security they need to grow.

There are two basic types of merchant accounts to choose from: card-present, where both the cardholder and payment card are physically present at the point-of-sale (POS), and card-not-present, or CNP.

Card-present transactions are the norm in traditional retail environments and mobile situations where the cardholder swipes, dips or taps their card or device at the terminal and the card reader collects the data.
CNP transactions occur when the card is not physically present, as is the case with online and mail order/telephone order (MOTO) sales where cardholder information is entered manually into the system.
Diversified businesses that deal in both card present and CNP transactions will typically require both types of merchant accounts.

Options for Accepting Credit Cards
Businesses today have a variety of credit card processing options to choose from. Choose the right solution for your unique business needs.

POS Terminal
The POS countertop terminal is your choice for accepting credit cards in face-to-face retail settings.

Online Credit Card Processing
Custom e-commerce solutions rely on an electronic device like a computer or tablet, an internet connection and an electronic payment gateway.

Mobile Credit Card Processing
Mobile processing utilizes an app-equipped tablet or smartphone plus a plug-in card reader to accept credit cards anytime, anywhere.

Wireless Processing
Wireless credit card processing uses software, a portable terminal and secure wireless network to connect to the processor.

Telephone Processing
Businesses that receive orders over the phone or by mail often rely on telephone processing to handle transactions.